Introduction
PAPER.ID is providing account balance which works for receiving and holding incoming funds and payments from partners. The funds can be withdrawn to the user's primary bank account. The Payment-in Process also can be accomplished by providing Virtual Account to the user's partner.
There are two kinds of balance in PAPER.ID. The first is the active balance, It is holding the funds which can be withdrawn by users. The second is the holding balance, it is used to store the funds which, for various reasons, are held by PAPER.ID and can't be withdrawn by users.